The virtual terminal is Valor's eCommerce/card not present solution. Embedded in the Valor portal, where the merchant access all their payment data (card present and card-not-present) via this portal. The virtual terminal enables the ability to accept payments on a desktop via the portal, send invoices, create payment links, and create QR codes.

Virtual Terminal Access (a la Carte) _{(includes Portal Access, and VT access)}
Monthly Access Fee	$10
Per Authorization	$0.05
Engage my customer (Marketing Tool) (a la Carte) _{(includes Portal Access + Engage my customer activation)}
Monthly Access Fee	$10/mo. + $10/mo.
Per Text Message	$0.05
Bundle Portal Access _{(includes Portal Access, VT, and Engage my customer)}
Bundle Monthly Fee	$17
VT per auth	$0.05
Per Text Message	$0.05

Valor Virtual Terminal includes

Virtual Terminal
E-Invoicing
Recurring Payments
QR Code Payments
Customer Vault

Supported Verticals

MOTO
Direct Marketing
eCommerce
Service Merchants (home repair, HVAC, auto-repair,)
Fundraisers (Churches, Charities, etc...)

Payments Accepted

This terminal can accept all major card brands:
- Visa
- Mastercard
- Discover
- American Express
Entry types supported:
- Manual Entry (Virtual Terminal, Hosted Payments Forms, e-Invoicing)
ACH
- Paya
- Maverick ACH (coming soon)
QR Code Payments
Send Payment Links
- Send links via email or text to customers.

Supported Integrations

WooCommerce
QuickBooks (online only)
3DS Secure (via Cardinal)
ACH (ACHECK21 and ACH Banking)
OpenCart
Magento
BigCommerce
FlexFactor
Factor4 (preferred partner)
Valuetec

Supported Programs

Dual pricing

Cash and card will display on the screen of the device when payment is taken, all cards (minus EBT) will have the adjust card price.

Surcharge

Compliant BIN based surcharge, where only credit cards will be applied a percentage (up to 3% and capped at 2% for certain states). All debit cards (signature and pin debit) will not be surcharged.

True Cash Discount

A program where the terminal will apply to discount when the cash tender type is selected. The terminal will not adjust up the card price; the terminal will assume the card amount being entered is the adjusted amount.

Core Payment Terminal Solutions